Tuesday, February 26, 2013

Travel Insurance do not cover High Risk Activities, like Heliskiing, Ski Jumping, Skydiving, Sky-surfing, Scuba Diving, white water Rafting, Mountaineering and Hot Air Balloon Rides

Hot air balloon catches fire, crashes, killing 19 tourists in Egyptian city of Luxor. 


  Before:

After:



According to initial indications, the balloon was in the process of landing after 7 a.m. when a landing cable got caught around a helium tube and a fire erupted, the balloon then shot up in the air, according to an investigator with the state prosecutor's office. The fire set off an explosion of a gas canister and the balloon plunged some 300 metres (1,000 feet) to the ground, according to an Egyptian security official.

http://www.cbc.ca/news/world/story/2013/02/26/egypt-hot-air-balloon-crash.html


**Travel Insurance usually do not cover high risk activities like heliskiing, ski jumping, skydiving, sky-surfing, scuba diving, rafting, mountaineering, or participation in any rodeo activity.


Bridges International Insurance Services
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info@biis.ca
www.biis.ca


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Friday, February 22, 2013

Basic medical coverage extended for absent snowbirds

B.C. residents who holiday out of the province will be able to stay away an additional 30-day longer without losing their basic medical coverage, Health Minister Margaret MacDiarmid said Wednesday.

“There are many British Columbia seniors who enjoy winters away each year, and this change makes it possible to allow them some extra time away without worrying about losing their MSP coverage,” said Ralph Sultan, minister of state for seniors, in a statement.

The proposed amendment to the Medicare Protection Act would permit an additional 30-day absence — if the time out of the province is used for vacation.


The move aligns B.C. with Ontario and Newfoundland and Labrador in allowing residents to maintain their medical coverage while out of the province for more than six months.


The Canadian Snowbird Association welcomed the move and said it would let B.C.’s estimated 144,000 snowbirds travel south during the cold months without fear of losing their medical coverage.



We are leading Canadian Insurance brokers which specialized in travel and medical insurance for Visitors to Canada over 10 years. Our Super Visa Medical Insurance is of low cost and broad coverage. Please contact us now at info@biis.ca or Skype at biiscanada.


Bridges International Insurance Services
Suite 901-1030 West Georgia Street, Vancouver BC V6E2Y3
1-888-267-4461/604-408-8695 ext 106

Tuesday, February 12, 2013

A Typical Travel Claims Example That Might Happen to You



A Typical Claims Example That Might Happen to You

The following outbound example shows how travel insurance products protect clients and their financial investment in the event of a mishap or a medical emergency abroad.







48-Year-Old Man: Brian Aneurysm
Massive Internal Bleeding Led to Coma and Multiple Surgeries

A 48-Year-old man travelled to Montana to visit friends. While there, he suffered a massive headache and lost consciousness. The man was rushed to the hospital. There he was diagnosed with a brain aneurysm, which had ruptured causing a massive bleed requiring surgery. To speed his recovery, he was put into a medically induced coma. While in the hospital, the patient required a second surgery to drain fluid from his brain. After 22 days, One World Assist was able to air evacuate him back to his home province.
Hospital fees ----------$362,027.66
Physician fees ----------$56,007.14
Radiology fees ----------$7,140.28
Ambulance---------- $10,253.67
Air evacuation -----------$10,884.38
Provincial medical plan contribution ----------- (minus) $10,619.32
Amount covered by travel insurance ----------- $436,693.81

(extracted from TRAVEL UNDERWRITERS newsletter inTUitive Q3/Q4 2012)

                                                                                                                                                                    
Feel free to contact us by phone, email or Skype and we will be more than happy to answer any questions you may have.

Bridges International Insurance Services
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E-mail: info@biis.ca