Wednesday, November 9, 2016

Your Travel Insurance at this Holiday Season

With the holiday season fast approaching, we are happy to help you get the most out of your travel insurance. Many will be spending your holidays in other provinces or escaping the cold, travelling somewhere warm and sunny! No matter where you’re going, you'll need travel insurance to protect yourselves!



Here are our top 5 tips to help you this season:

1. Flexible deductible options
With such a range of deductible options to choose from, we can show your how you can customize your emergency travel medical coverage to work for you. In turn, you could save money by reducing some premiums as much as 75%!
 
2. Trip Cancellation & Trip Interruption
From November to March, travel can be a challenge – winter storm season takes over, flights can be missed, delayed or cancelled… the list goes on! The fact is, unforeseen events could happen at any time, so making sure your are protected in case you need to cancel your trip or return home early is so important. Once you have chosen your emergency medical plan, your can always include additional coverage like Trip Cancellation & Trip Interruption. 
 
3. Non-Medical Package
Our Non-Medical Package is a great addition to any emergency medical plan, thanks to its affordability and availability to travellers of all ages. Trips are expensive and travellers often pre-pay for non-refundable airline tickets, hotel rooms, prearranged tours and more. If you are forced to cancel your plans, return home early or the airline loses your luggage, what price will you pay? You could be out of pocket thousands-of-dollars. Not only does this package include Trip Cancellation & Trip Interruption, it also covers you with Baggage Insurance and Accidental Death & Dismemberment.
 
4. Annual plan 
Usually you aren’t aware of the difference between a Single Trip and Multi Trip Annual emergency medical plan. We can walk you through your options, and show you the value of an annual plan. We can offer you a shorter term annual plan, starting at 5 days, and add extensions for longer trips. This will offer your value and flexibility, no matter where they’re travelling! 
 
5. Visitor to Canada Insurance 
With the holiday season around the corner, we ask you if you have international visitors coming to visit. Canadian medical costs can be very expensive for visitors in emergency medical or dental situations, so it's important to help protect your friends and family with Visitor to Canada Insurance. Visitor to Canada plans offer various sum insured limits, so if you’re concerned with the cost, you can choose a lower sum insured to decrease the premium amount.
 
We help you understand just how important travel insurance is by using real-life scenarios. Here are claims examples suited to your ages to demonstrate that anything can happen on vacation, so it’s better to be covered just in case!

Bridges International Insurance Services




Thursday, October 6, 2016

Global Individual Private Medical Insurance



We are delighted to introduce a new and innovative product benefit: 60+ Care.
Effective 26 September 2016, senior Gold and Platinum plan customers who have selected the International Outpatient module will be provided with outpatient cover for five common pre-existing conditions.

60+ Care provides coverage for certain pre-existing conditions, allowing customers to maintain their condition and lead a healthier lifestyle. We believe that the new 60+ Care benefit, coupled with the fact that there are no age restrictions on our plans, makes Cigna Global Health Options a very competitive option for senior clients.
60+ Care benefit overview
The five conditions included in 60+ Care are:

Hypertension
Type 2 diabetes
Osteoporosis /Osteopenia
Glaucoma
Arthritis, joint or back pain

The 60+ Care benefit is available to customers who:

Are aged 60 years or older (including those who are turning 60 years old within the policy year);
who choose a Gold or Platinum plan, and;
have selected the International Outpatient module.

Annual limits (up to the maximum shown per period of cover):

Gold: $1,000
Platinum: $2,000

 
Are there any other product changes?
Effective 26 September 2016, we are also introducing a reduction in the waiting period for orthodontic treatment from 24 months to 18 months in the International Vision and Dental module.

From 26 September 2016, all quotes will include the new 60+ Care benefit, the reduction in the orthodontic treatment waiting period, and updated documentation and terms and conditions will apply.

Where can I find more detail?
We have updated our policy documentation to reflect these product changes. Click here to see all updated documentation.

If you have any other questions, as always, please feel free to contact us!


Sunday, October 2, 2016

Travelling Solo?

Tips for Solo Travellers 




Why miss out on the trip of a lifetime just because you don't have anyone to go with? Solo travel is on the rise – a record 24% of people traveled alone on their most recent overseas vacation1. From gap year students to retirees, people in all stages of life are taking advantage of the benefits of solo travel. With the right planning, a solo trip could be your next great adventure! 

Tell others where you'll be
Before you leave on your trip, make copies of your itinerary to leave with friends or family back home. Even if all your plans aren't set in stone, you can leave important information like flight details and any hotel reservations. Check in throughout your trip as well to let those back home know you're okay. 

Tap into your network
You never know whose sister, cousin, or college roommate is living in an area you'll be traveling to. Before you leave, put a call out to your friends to see if they have any local connections where you're traveling. You just might find someone willing to show you around their home town. 

Pack light
Don't overload yourself with luggage to carry during your trip. Pack light so you can manage to carry everything by yourself. With the right planning, one carry-on and a suitcase or backpack should suffice. 

Arrive during the day
It can be hard to get your bearings in a new city. Arrive during the day so you're not trying to figure out an unfamiliar city at night. 

Mingle with others
Be open to chatting with new people. You meet a lot of new and interesting people when traveling. Starting conversations can lead to new friends around the world. 

Don't be afraid to dine alone
Dining alone can be intimidating, but you'll miss out on some delicious local foods if you just stick with grab and go options. Bring a book to read while you eat or simply sit and enjoy people watching. Take the plunge and try eating out by yourself, your taste buds will thank you! 

Trust your instincts
When traveling, particularly alone, always trust your instincts. Whether saying no to a dinner invite or avoiding a particular part of town – if it doesn't feel right, just remove yourself from the situation. Be aware of your surroundings and use your intuition. 

Purchase Travel Insurance
For the unexpected travel mishaps that can occur, be sure to pack a travel insurance plan from Bridges International Insurance Services.A travel insurance plan with 24/7 assistance may help to take some of that stress off your mind so you can concentrate on enjoying your vacation. Plus a travel insurance plan can cover you for things like travel delays due to inclement weather, trip cancellation/interruption and medical expenses so you can book your vacation with confidence. To find out more simply ask your insurance broker, call Bridges International at 888.298.652or visit biis.ca

Sources
1: http://www.nytimes.com/2015/05/17/travel/travel-industry-responds-to-rise-in-solo-sojourners.html?_r=0 

Thursday, September 29, 2016

Trip Cancellation Insurance with Any Reason

Cancel for Any Reason

We can offer trip cancellation insurance for any reason. If you change your mind and want to cancel the trip, that's okay. Here are terms and conditions:
If you decide to cancel your trip for any reasons other than a Covered Risk listed in this Policy, the company will reimburse up to 50% of either a) or b) below, whichever is less:

a) Prepaid travel costs which are non-refundable and non-transferable to another date; or,

b) Up to the sum insured selected before departure which is non-refundable and non-transferable to another date.

CONDITIONS
1. Insurance must be purchased on the date you book the trip or within 10 days after you make your initial trip payment.
2. You  must cancel the trip more than 10 days before your departure date. 


Please contact at 1-888-298-6526 or email us.
Bridges International Insurance Services 

Monday, September 19, 2016

Pacific Blue Cross Travel Insurance - Members discount!

Here are some exciting news, Pacific Blue Cross members who purchase travel insurance through us will now get the same 10% member discount that they receive when purchasing direct.

Pacific Blue Cross is BC's number ONE health benefits provider.

The travel member enjoy:
  • $10 million in Emergency Medical
  • Plan options without a deductible
  • Flexible trip length to fit their needs
  • Coverage for preexisting conditions
  • 24/7 Emergency service in 100+ languages
  • Free coverage for kids under their plan

Please contact our Vancouver office for all BC residents. If you are a Pacific Blue Cross member, please let us know.

Phone toll free: 1-888-267-4461  : email info@biis.ca

Bridges International Insurance Services

Sunday, June 5, 2016

You are travelling at home in Canada, travel insurance is a must.


As a travel insurance expert, we never miss an opportunity to tell you how important travel insurance is for trips to the US and beyond. But we wonder if you know that the same applies when you are planning to travel within Canada?

If it’s not every time, now is a great time to start or to get back into the habit. We would like to remind you following, so that you can make informed choices your protection needs: 

  • Healthcare in Canada is expensive.
  • Even if you’re a Canadian, once you step outside of your province or territory, your government plan coverage is limited.
  • If you were to need emergency medical attention, treatment can be expensive, and you need to be prepared with the funds to cover it.
  • Emergency hospital and medical benefits can help pay for an unexpected visit to the doctor.
  • Plus, it’s a lot easier to fit into your travel budget than the associate medical bills.
  • Let me ask you a few more questions to help find the right plan for you.



Saturday, April 16, 2016

Honeymoon Travellers

Tips for a Happy Honeymoon 

With 62% of newly married couples paying for their honeymoon, there is a lot to consider when planning for the big trip.1 Whether it's a getaway to enjoy white sand beaches and sun or to tour ancient ruins and learn about a different culture, take note of some of these important honeymoon travel tips that may make planning and enjoying the trip a bit easier. Know someone getting married soon? Forward them these helpful honeymoon tips; they'll be grateful for the insider information! 

Honeymoon Registry
Have you heard of the latest craze? Have your wedding guests pay for part of, or your entire honeymoon. Honeymoon registries allow wedding guests to contribute funds to your special trip and even sponsor specific activities you wish to enjoy while you are there! 

Say "I do" to your Differences
Do you like adventure travel while your significant other would much rather be sunbathing on a beach all day? So that you don't create rifts when planning your trip of a lifetime, make sure you communicate before you begin to plan so that both of you can get maximum enjoyment out of your vacation. 

Honeymoon, Under Wraps
While you're planning your honeymoon, refrain from sharing the type of trip it is if you're on a tight budget. Some entities may charge you extra because they know that couples are willing to splurge on their special getaway. However, after your travel planning is complete and your reservations are made it may pay to share that you're arriving for your honeymoon – some places will give you free upgrades or complimentary items. 

Details, Details...
Planning a honeymoon can be a once-in-a-lifetime opportunity to pull out all the stops, upgrade from average to amazing, and enjoy special splurges. Some ideas? How about planning a private helicopter tour or a luxury spa day together? Have a chef prepare a custom meal just for the two of you, or arrange to take a private tour of the nearest escape. 

Copies of Documentation
After you've created your itinerary be sure to make copies of it to share with family and friends. Keep an additional copy for yourself. That way, your family will know where you are in case problems arise back home. Additionally, you may want to register your travel plans with the U.S. State Department. Registration allows the Department of State to assist you and contact family or friends in case of an emergency. 

Pack Travel Insurance
Your honeymoon is a time to relax after the stressful planning of your wedding. A travel insurance plan with 24/7 assistance may help to take stress off your mind so that you can concentrate on enjoying your vacation. Travel Guard's 'round the clock assistance can go to work on your behalf re-booking flights and hotels, finding lost luggage and more. Plus a travel insurance plan can cover you for things like travel delays due to inclement weather, trip cancellation/interruption and medical expenses so that you can book your vacation with confidence. To find out more simply ask your travel agent, call800.851.0048 or visit www.biis.ca. 

Check out more tips on planning a romantic getaway here! 

Sources: 
1 http://honeymoons.about.com/cs/eurogen1/a/weddingstats.htm

Travel Guard 

Bridges International Insurance Services
http://biis.ca